There are many options available to fund your course with Acacia Training ranging from Advanced Learner Loans, 95% Government funding or the Apprenticeship Levy. Funding is available for courses in Health & Social Care, Childcare & Dental Nursing. We cover each of the options below:

Advanced Learner Loans

Government Funding

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Apprenticeship Levy


Are 19+ Advanced Learner Loans in care for you?

If you’re planning to study at level 3 – 5 in care then you may qualify for 19+ advanced learner loans. The 19+ Advanced Learner Loans are perfect for those members of your team who are looking to develop their skills, the learner loan scheme (formerly the 24+ loan) is used to fund Level 3 and above courses. An example of an eligible course would be the Level 3 Certificate in Assessing Vocational Achievement QCF, which is ideal for those responsible for signing off Care Certificate competencies.

Key Information about 19+ Advanced Learner Loans

• No functional skills in Maths/English required.
• Achieve qualification within 6-12 months.
• There’s no credit check.
• Your household income isn’t taken into account.
• There is nothing to pay back until you earn over £25,725 a year

Top Frequently Asked Questions about 19+ Advanced Learner Loans

“Can I afford to pay the loan back?”

Repayments start the April after you complete or withdraw from your course. You pay back your loan (plus interest) when you finish your course and earn more than £25,725 a year. Your repayments will stop if your income drops below £25,725 a year. Your annual repayment amount will be 9% of any income you earn over £25,725.

Your monthly repayments would be:

  • £9 a month – if you earned £27,000 a year
  • £32 a month – if you earned £30,000 a year

“I want to go on to university. I can’t pay back two loans.”

If you go on to higher education, any government loans you take out will be combined with your Advanced Learner Loan. Your repayments won’t change.

“If something happens and I can’t finish my course, will I end up paying for it anyway?”

No payment from your loan will be made to Acacia Training until you’ve attended your course for more than two weeks. If you leave after more than two weeks, you’ll have to pay back any loan payments that have been made, based on the length of time you attended your course. Once you stop attending, the loan payments will stop.

19+ Advanced Learner Loans Repayments

Further Information about 19+ Advanced Learner Loans

If you are eligible and require further information regarding 19+ advanced learner loans then one of Acacia Training’s courses could be for you. Alternatively you can contact the team and we will be able to advise you further


If you are studying level 2-5 then your course could be 95% funded by the government. This will require a 5% payment contribution from your
employer towards your qualification. However, this doesn’t need to be made in one payment and can be spread out with a monthly payment plan to
suit your needs.


With the Apprenticeship Levy changes in full effect, we understand that as an employer the changes can seem confusing. Therefore we have created the following guide to provide you with the ultimate guide with what the Apprenticeship Levy changes mean for you.

In this comprehensive guide we cover what the new apprenticeship levy is, how it works, why it was introduced and specifically what the apprenticeship levy means for you and your business.

The Apprenticeship Levy explained

What is the Apprenticeship Levy?

In April 2017 the government will implement a new Apprenticeship Levy on large employers, to fund new apprenticeships. UK based employers with a pay bill over £3 million are required to invest in Apprenticeships.

How does the Apprenticeship Levy it work?

Employers will pay a levy which is expected to be 0.5 per cent of your pay bill. This will be paid into a central fund where you’ll access vouchers to fund the training of your own apprentices. You’ll receive an allowance of £15,000 to offset against your levy payment.

Why was the Apprenticeship Levy introduced?

Why Apprenticeships matter?

Apprenticeships are beneficial to employers for many reasons such as:

• Increasing employee satisfaction
• Increasing staff loyalty
• Reducing recruitment costs
• Better serving your customers
• Being a leader in the cultivating the next generation of workers.

Changes for employers who don’t pay the levy

Support with apprenticeship costs

Non-levy paying employers will share the cost of training and assessing their apprentices with government – this is called ‘co-investment’.

The co-investment rate has changed for new apprenticeships starting on or after 1 April 2019. You will now pay 5% towards the cost of apprenticeship training. The government will pay the rest (95%) up to the funding band maximum.

All apprenticeships that started before 1 April 2019 will continue at the previous co-investment rate of 10%.

What does the Apprenticeship Levy mean for you?

I have… less than 50 employees and a salary bill of under £3 million

If you have less than 50 employees and a salary bill of under £3 million then you will receive fully funded free training. To add to this, funding is also available to train up existing staff or recruit apprentices. There is also a £1,000 cash incentive for recruiting an apprentice aged between 16-18.

I have…over 50 employees and a salary bill of under £3 million

If you have over 50 employees and a salary bill of under £3 million then you will be expected to contribute 10% of total training costs (monthly installments). There is also funding available to train up existing staff or recruit apprentices. Additionally, there is a £1,000 cash incentive for recruiting an apprentice aged between 16-18.

I have…a salary bill of over £3 million

If you have a salary bill of over £3 million you will be expected to contribute 0.5% of your annual salary bill into the Apprenticeship Levy. This will allow you to train existing staff or recruit apprentices using funds that will be located in your digital account. After 18 months these funds will expire. You will get out more than you put into the apprenticeship levy as for every £1 that you put into your digital account you get £1.10 to spend.

If you would like to estimate you levy spend then you can find out via the governments Apprenticeship Levy Calculator